Designed for Autonomy.
Engineered for Precision.
Everything you need to track, dissect, and manage multi-account finances with local-first transaction processing, automated AI assistance, and minimal manual friction.
Notification Detection
Detects incoming notifications from supported banking and payment apps in real time. DNC Flow first processes notifications locally to identify potential transaction alerts and filter out irrelevant messages before further processing.
AI-Powered Transaction Parser
When local processing cannot confidently interpret a potential transaction, relevant notification text can be securely sent to the AI processing service. The AI extracts details such as amount, merchant, transaction type, and category, which are then used to create the transaction locally.
Multi-Account Total Balance
Add and manage independent accounts—from HDFC and Kotak to Google Pay and Cash wallets. DNC Flow calculates and pins your consolidated Total Net Balance right at the top of your screen.
Activity Feed & Custom Filters
Browse through your complete transactional ledger on the dedicated Activity page. Easily drill down using quick category filters or pick custom date ranges to audit specific spending periods.
Granular Outflow Analytics
Gain complete visibility with Day (D), Week (W), Month (M), and Year (Y) diagnostic views. Compare inflow versus expense ratios to know exactly where your capital is moving.
Offline Manual Quick-Add
If a bank misses sending an alert (like sporadic SBI SMS updates) or you spend physical cash, trigger the offline floating (+) button to log transactions manually in under two seconds.
Local Transaction Ledger
Your transaction ledger is stored directly on your device and is not synchronized to a DNC Flow cloud database. AI processing may still be used for notifications that cannot be confidently interpreted locally.
Clean Email Authentication
Simple and secure email login and sign-up structure. Protects application access and your personal preferences without invasive tracking or third-party behavioral profiling.
Adaptive Learning Engine
The more you categorize your expenses, the better the application adapts. Reassign recurring vendors to PG Rent, Fuel, or Groceries, and the app streamlines future matches automatically.
100 Free AI Processing Scans
Start with 100 complimentary AI processing scans. DNC Flow first handles notifications locally and uses AI when local processing cannot confidently extract the required transaction details. Once your scans are exhausted, upgrade to Premium for continued automated AI processing or keep tracking transactions manually at no cost.