Designed for Autonomy.
Engineered for Precision.
Everything you need to track, dissect, and manage multi-account finances with automated AI intelligence and minimal manual friction.
Notification Bar Detection
Detects transactional SMS and alert pushes straight from your notification bar in real time. Debit and credit entries are identified immediately when banks like HDFC, Kotak, or UPI apps ping your screen.
AI-Powered Transaction Parser
Raw banking texts are analyzed online by an intelligent AI parser. It instantly isolates the precise transaction amount, merchant name, and relevant spending category without manual input.
Multi-Account Total Balance
Add and manage independent accounts—from HDFC and Kotak to Google Pay and Cash wallets. DNC Flow calculates and pins your consolidated Total Net Balance right at the top of your screen.
Activity Feed & Custom Filters
Browse through your complete transactional ledger on the dedicated Activity page. Easily drill down using quick category filters or pick custom date ranges to audit specific spending periods.
Granular Outflow Analytics
Gain complete visibility with Day (D), Week (W), Month (M), and Year (Y) diagnostic views. Compare inflow versus expense ratios to know exactly where your capital is moving.
Offline Manual Quick-Add
If a bank misses sending an alert (like sporadic SBI SMS updates) or you spend physical cash, trigger the offline floating (+) button to log transactions manually in under two seconds.
No Cloud Database Storage
For maximum privacy and security, DNC Flow stores zero transaction ledgers on remote servers. All your financial entries live directly inside your phone's isolated local storage partition.
Clean Email Authentication
Simple and secure email login and sign-up structure. Protects application access and your personal preferences without invasive tracking or third-party behavioral profiling.
Adaptive Learning Engine
The more you categorize your expenses, the better the application adapts. Reassign recurring vendors to PG Rent, Fuel, or Groceries, and the app streamlines future matches automatically.
100 Free AI Automations
Start immediately with 100 free automated AI transaction scans. Once exhausted, seamlessly upgrade to Premium for unlimited automated parsing or keep tracking manually at zero cost.