Stop Typing Every Rupee.
Let Smart AI Log the Flow.
In an era of multiple bank accounts, UPI apps, PG rents, and daily quick-spends, manual expense tracking is a chore that never lasts. DNC Flow was built to minimize manual entry.
At the end of every week or month, most of us face the same baffling question: "Where did all my money actually go?" You check your primary bank, your secondary salary account, your UPI history, and physical cash, but the numbers never add up.
Almost every finance tracker in India forces you into one tedious routine—open the app, select a category, type the merchant name, and hit save for every ₹30 coffee or grocery stop. Within three days, you stop doing it.
DNC Flow changes the game. When a supported bank or payment app sends a transaction notification, DNC Flow first processes it locally to determine whether it contains a usable transaction. When local rules cannot confidently interpret the notification, the relevant message text can be sent to our AI processing service to extract details such as the amount, merchant, transaction type, and category. The resulting transaction is then added to your local ledger. And for cash spends or missed notifications, manual entry is always available as a backup.
Automated Message Intelligence
No more typing out expenses. DNC Flow monitors supported banking and payment notifications, filters them locally, and automatically extracts transaction details. When a notification is too ambiguous for local rules to interpret, AI processing can be used as a fallback.
Zero Cloud Ledger
Your financial ledger is stored locally on your device and is not synchronized to a DNC Flow cloud database. DNC Flow may send relevant notification text to its AI processing provider when local parsing cannot confidently interpret a transaction. Your balances and transaction records remain in your device's local storage.
Built for Multi-Bank Clutter
Ideal for college students managing PG allowances, freelancers juggling client payments, and professionals managing multiple bank accounts simultaneously.
100 Free AI Processing Scans to Start
Every user receives 100 complimentary AI processing scans to help handle notifications that require AI-based extraction or categorization. DNC Flow first processes notifications locally and uses AI when local parsing cannot confidently determine the transaction details. You can also continue managing records manually whenever you choose.
Created, engineered, and continuously refined by the DNC Software Lab team.